Silva Life Insurance

Finding the right coverage that fits your budget

What We Assist With

We offer assistance with several aspects of life insurance we believe can truly make a positive impact on the lives of your family.

Mortgage Protection

Mortgage Protection Life Insurance offers a crucial safety net for homeowners, This specialized form of insurance is designed to pay off your mortgage in the event of your passing, ensuring your loved ones can continue to live in the family home without the burden of mortgage payments.

Final Expense

Final expense life insurance is a thoughtful and responsible way to protect your family from the financial difficulties that can arise after your passing. It offers a dignified and considerate solution to ensure that your legacy is remembered without imposing financial hardship on those you leave behind.

Cash Value Policy

Indexed Universal Life insurance offers a unique blend of life insurance protection and potential for financial growth. It's an ideal choice for individuals seeking both coverage and a way to build wealth over time, all within a single policy. Other benefits include living benefits and supplemental income at retirement.

Frequently Asked Questions

What Type of Life Insurance is Right for Me?

Many individuals are unsure about the different types of life insurance available, such as term life, whole life, and universal life. They often ask which type suits their needs best based on factors like their financial goals, family situation, and budget,

How Much Coverage Do I Need?

Determining the appropriate amount of coverage is a common concern. People often wonder how much coverage is sufficient. Figuring the cost to provide for their family's needs, pay off debts, cover funeral expenses, and ensure their loved ones' financial security in the event of their passing is a good practice.

How Much Will Life Insurance Cost?

The cost of life insurance premiums can vary widely depending on factors such as age, health, lifestyle, coverage amount, and type of policy. Many individuals want to know how much they can expect to pay for coverage and how to find a policy that fits within their budget.

Do I Need a Medical Exam to Get Life Insurance?

Many individuals are curious about the application process and whether they will need to undergo a medical examination to qualify for coverage. There are options for both medical and non medical policies. This will depend on what you are the most comfortable going with.

Can I Change or Adjust My Coverage in the Future?

People often want to understand the flexibility of their life insurance policy. They inquire about whether they can increase or decrease their coverage amount, change beneficiaries, or make adjustments to their policy as their life circumstances change. Yes there are options to make changes to your policy in most cases. There may be times where a specific change may be restricted.

Happy Clients

Don’t take our word for it, hear what our happy clients have to say

It was a great experience working with Oscar and Hannah. I had a lot of questions, and they took their time to make sure everything was answered.

Cassandra S.

Hannah did an amazing job for myself and my family. It was tough trying to figure out the best way to go, but she helped make sense of everything.

Monica C.

I spoke with Oscar about what I was needing, and he got me all the information I needed. It was a very quick and easy process from start to finish.

Nancy S.

I wasn't sure what type of life insurance made sense for me. Hannah and Oscar walked me through a few scenarios until it became very clear and with no medical exam.

Orlando B.

Oscar has helped with me several policies for my family. It was a lot for me to try to put together, but he really helped me get what I needed and make sure it was affordable as well.